Insurances

An accident can happen more quickly than we think and medical costs or costs for hospitalization can quickly rise to an unforeseen amount.  In order to avoid unexpected costs during your stay in Belgium, it is important to be covered by a number of insurances.

All residents of the country, Belgian or otherwise, are obliged by law to be covered by a health insurance policy. Therefore, health insurance that covers the full period of your stay, starting on the day of your arrival is compulsory for all international students who will stay in Belgium for more than 3 months.

For non-European Economic Area students it is also compulsory to have a Third Party Liability Insurance. Hogeschool-Universiteit Brussel has taken out a collective Third Party Liability Insurance Policy for non-EEA students. You do not need to make any additional arrangements, once you are registered as a student at HUB, you are automatically covered by this policy.

Students from the European Economic Area are exempted from taking out this policy if they can prove coverage of a civil liability policy in their home country that covers their stay in Belgium.

Proof of adequate insurance is a precondition for enrollment at Hogeschool-Universiteit Brussel.

Click on the links below in order to find out the most important things about the different types of insurances for international students.

1. Health Insurance : compulsory for ALL students who will stay in Belgium for more than 3 months
2. HUB Educational Insurance : students are automatically covered by this insurance policy as soon as they are enrolled at HUB
3. Third Party Liability Insurance : compulsory for all non-EEA students and strongly recommended to all other students unless they have coverage in their home country valid for their stay in Belgium
4. Care Insurance : not applicable for foreign students if they are registered as a student on January 1st of each year
5. Student Insurance Programme (SIP), travel insurance for students. Following HUB students are automatically covered for this insurance:
   • The student (of the professional programmes) who goes abroad in the frame of a 'long term internship outside Europe'
   • The student who goes abroad within the framework of a HUB IBEO or Company Project
   • The foreign student holding a VLIR-UOS scholarship who comes to Belgium to follow a programme or an internship at HUB. 

The Student Insurance Programme is highly recommended to students who do not belong to any of these categories, but still decide to travel during the period of their enrollment at HUB.Check following link on our website for more information on Health & Safety matters or ask Marieke Steurs (marieke.steurs@hubrussel.be), Campus Brussel -T'Serclaes,1st floor, tel: 02-609.88.16.